What is automatic enrolment?
The UK Government has introduced a law designed to help people save more for their future.
This law requires all UK employers to automatically enrol their workers into a workplace pension scheme. It applies to all workers that meet certain age and earnings criteria, and even if you don't meet the criteria to be automatically enrolled, you may still have the right to join the RNLI Group Personal Pension Plan ('the Pension Plan').
Opt In form:
If you are under the age and/or earnings thresholds to be automatically enrolled but you want to join the Pension Plan, please complete the Opt In form and send it to Pensions@rnli.org.uk for processing. When you join, you will contribute 2% of your salary and the RNLI will contribute 6%.
Opt-in form – pdf
Upgrade form:
If you currently contribute the minimum 2% to your pension, and you would like to increase how much you add to your pension, please complete the Upgrade Form:
If you joined the RNLI on or after 1 February 2026, please complete this Upgrade form:
UK Pension Upgrade Form RNLI joiner after 1 Feb 2026– pdf
If you joined the RNLI before 1 February 2026, please complete this Upgrade form:
UK Pension Upgrade Form RNLI joiner pre Feb 2026 – pdf
Member Handbook:
Find out more about automatic enrolment, salary exchange, which funds your pension is invested in, the charges that apply to your pension investments, the options you have to turn your Pension Plan into an income as well as the additional employee benefit of life cover in the Member Handbook.
Member Handbook – pdf
Expression of Wish form:
Tell us who you wish to be your beneficiaries of your RNLI pension and your RNLI life cover arrangements by completing the Expression of Wish forms.
Aviva nomination form – pdf